Interest Free Flexi Payment Plans

No interest for 18 months ("payment holiday") is available until further notice. Minimum spend $1000. Annual Account Fee of $50 applies. A $55 establishment fee for new Q Mastercard Cardholders and a $35 Advance Fee for existing Q Mastercard Cardholders will apply. Minimum payments of 3% of the monthly closing balance or $10 (whichever is the greater) are required throughout the interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Q Mastercard Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balances at the end of a payment holiday or interest free period. Q Mastercard lending criteria, fees, terms and conditions apply. Rate and fees are correct as at date of publication, subject to change.